Our people

Our people

Julius Capilitan -  Primary Advisor 

I grew up in Wellington but spent my teenage years going to Rathkeale College in the Wairarapa. Travelling back and forth for holidays to Papua New Guinea where my family were stationed as diplomats. 

My 17-year career has been developed through amazing firms like Kiwibank, ANZ, AXA and NZ Stock Exchange. The knowledge I have learned during my time at these companies around being an expert in all areas of finance, from building a KiwiSaver fund SmartKiwi, to trading shares as a fund manager for Smartshares, providing personal and business risk protection ANZ clients and Compleating complex lending solutions has allowed me to empower my customers to secure the best outcomes and advice for there projects.    

So why did I leave the corporate life, I left because I began to see aspects of the organisational culture which I felt was not putting the client's interest first. At leadership meetings, the discussions were more focussed around protecting the companies' and shareholders' bottom line first, rather than being focused on best client outcomes.

I felt I needed a new challenge. I wanted to be an advocate for financial advice and ensure that people are aware of there options around finance and insurance. My passion is to ensure that customers are given the right advice on their personal financial situation to that they can make the best choices and get the best outcomes.  


Karmeen Nato - Assistant Advisor 

I graduated from Massey University in 2018 with a Bachelor of Communications, majoring in media and marketing.

My first role was with the Ministry of Education where I got exposure to the corporate sector. Then I went on to work at Rabobank where I fell in love with the idea of helping people manage their money better.

Now I find myself working here at Century 21 Financial and I couldn’t be happier.

My day to day role consists of supporting our primary advisors and following up to make sure our clients feel as relaxed as possible during their Home buying, securing protect or investment journey with Century21 Financial.