There are many reasons why you should consider health insurance. Here are 7 which we believe are the most important:
1. Greater Choice
You choose who you receive the treatment from, and with your GP or Specialist, you decide where and when. Being able to choose reduces uncertainty and enables you to make plans and minimise disruption in your lives.
2. Less Waiting
While you're waiting for treatment your health could be deteriorating and secondary effects could be developing. If you are in pain, waiting can be difficult and emotionally draining for you and your family.
3. Less worry
People often worry when they are waiting for treatment and so do the people who love and support them.
Reducing waiting time can reduce worry time.
4. Less lost income – financial support
Bad health could result in time off work and lost income for you or your supportive family member(s). And if you are paying for treatment yourself that’s a huge additional financial burden.
5. Access to leading-edge treatments
Health practices and treatments are advancing rapidly. Private health insurance can give you and your family access to treatments that you may not have otherwise been able to afford.
6. Preventative care
There are products in the market like NIB's - Proactive Health Option. It’s designed so you can stay and claim costs in certain areas like Glasses, GP costs, Physio for you to stay healthy and to enjoy life.
7. Increased certainty and confidence about the future
Private health insurance provides you with greater certainty about access to support and treatment when it’s needed.
As an Advisor, we Partner with NIB and are an advocate for their Ultimate Health Max product. This is one of the best on market and this has the upgrade entitlement and guaranteed wording in this policy. Which means this cover can also keep up with health insurance innovations and improvements.